Estate Insure Probate Property Insurance provides full cover in respect of unoccupied properties and properties in Probate. Aimed at removing the hassle associated with arranging insurance on your client’s behalf, there are no forms to complete and to ensure you benefit from the highest levels of cover at an affordable price; we have negotiated a flexible policy providing protection for 35 days, 3, 6 or 12 months, depending on your requirements. In most cases, cover and documents are issued within 30 minutes.
There are many reasons why properties may be left unoccupied. They may be undergoing renovation or refurbishment; awaiting probate, sale or left vacant while the owner is hospitalised or taken into care.
We can also provide cover if a property is occupied by family members or let to professionals whilst in probate. Whatever the circumstances, it’s essential that properties are fully protected with a comprehensive insurance policy and often, standard home insurers reduce cover after 30 days of unoccupancy or refuse to continue cover.
|Cover||Standard Home Insurance||Estate Insure|
|Fire, Lightning, Earthquake & Explosion||✔||✔|
|Escape of Water||✔|
|Up to £2,500 for free lopping||✔|
|Breakage / Collapse or Fixed Aerials||✔|
|£2,500 legal expenses cover for evicting squatters||✔|